October 5, 2022

How To Protect Yourself When Choosing A Roofing Contractor

There’s nothing so bad as being overprotective in regards to your home and financial situation. There are a lot of roofing companies that are willing to break the rules to make things easier for themselves, leading to issues for you and your roof. 

Even the most honest contractors slip up occasionally. It’s the reason it’s essential to be aware of these four simple strategies to safeguard yourself when selecting a roofing contractor.

Workers Compensation

Problem: You contract a roofing contractor to repair an issue with your roof. The employee chooses not to follow the proper safety measures and falls down, breaking his leg. The employee holds you accountable for the medical bills as he was injured while on your property.

Solution: Roofers Compensation is a kind of insurance that covers roofing injuries. If a roofing company has workers’ compensation insurance, any injured employees can recuperate the cost of hospital expenses and lost time from work. 

Liability Insurance

Problem: The roofing professional leaves the roofing unattended after taking off the shingles. The next night, there’s some sort of storm that is unexpected. The water seeps into your home, causing damage to the sheet carpet, rock, and beautiful furniture. The roofing contractor you hire has liability insurance, however, there are limitations on coverage for the inside of your home. 

Solution: Make sure prior to the time to ensure whether your roofing contractor holds a license for the business. If they do not have an official license this could indicate that they don’t understand what they’re doing. The business could go under or out of the market.